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Since I was 16, my parents (DR followers) told me that I'd have to pay for all my car expenses, including the car purchase itself. Insurance, gas, repairs, inspections, gas, etc. They were SO mean, I was so jealous of all my friends who had nice cars while I had my 2005 Cavalier. I also had to pay my portion of the cell phone bill (which back then was $20 a month when I was 14). But- now at 28, in steps 4 & 6, I couldn't be more thankful for their tough love and teaching me the finances of the real world. I should be an "Every day millionaire" soon. I worked so many odds jobs, babysitting, cleaning storage units, pet sitting, lawn mowing, helping elderly neighbors with errands, the list goes on and on. Even now I still work side gigs after my 9-5. I learned real work and life balance. I sometimes think it can be more cruel to children's future to not prepare them for real life bills and budgeting. I think it is the way to go.