This page informs users in advance of important changes to the PayPal service, its User Agreement, or other policies. This page displays policy updates with future effective dates. Go to Past Policy Updates for previous policy updates.
Amendment to the PayPal User Agreement
Effective Date: Oct 10, 2013
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    Amendment to the PayPal User Agreement
    Section 9 (“PayPal Seller Protection”) is amended to include PayPal Seller Protection policy for Sellers in China, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand and Vietnam:
    What is PayPal Seller Protection?
    The PayPal Seller Protection is protection we provide to Sellers in China, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand and Vietnam from Claims, Chargebacks or Reversals that are based on:
        Unauthorized Transaction; or
        Item Not Received.
    PayPal Seller Protection is available for eligible payments via eBay and outside of eBay from PayPal Account holding buyers in any country.
    How much protection is provided by PayPal Seller Protection?
    PayPal will pay you the full amount of the eligible payment and waive the Chargeback Fee if applicable.
    Eligibility for PayPal Seller Protection
    You must meet all of these requirements to be eligible for PayPal Seller Protection:
        The item purchased must be a physical, tangible good (except for motor vehicles);
        You receive payment via PayPal from a buyer’s PayPal Account;
        You must accept a single payment from one PayPal Account for the purchase (partial payment and/or payment in installments are excluded);
        You post the item to the shipping address on the “Transaction Details” page. If the item is delivered in person or picked up in person or if you post the item to a different address (for example, if the buyer asks that you send to another address on the basis that it is a “work address” or a “gift address”), then you will not be eligible for PayPal Seller Protection;
        Follow the postage requirements described below;
        The transaction must be marked by PayPal as eligible or partially eligible for PayPal Seller Protection on your Account “Transaction Details” page. If it is marked eligible, protection for both Unauthorized Transaction and Item Not Received will apply. If it is marked partially eligible, protection for only Item Not Received will apply;
         You must respond to PayPal’s requests for documentation or other information that is reasonably required by PayPal to investigate in a timely manner;
        Your eligibility is not otherwise suspended.
    Postage requirements for Sellers in China, Hong Kong, India, Indonesia, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand and Vietnam
      	
    Postage requirement
    Protection for Item Not Received
    	For items less than $250 USD (or *****alent as set out below)*, Proof of Shipment
    For items of $250 USD or more (or *****alent as set out below)*, Proof of Delivery with Signature Confirmation
    Protection for Unauthorized Transaction
    	
    Proof of Shipment
    Currency*
    	
    Amount
    	
    Currency*
    	
    Amount
    Australian Dollar
    	
    $350 AUD
    	
    New Zealand Dollar
    	
    $380 NZD
    Brazilian Real
    	
    $500 BRL
    	
    Norwegian Krone
    	
    1,600 NOK
    Canadian Dollar
    	
    $325 CAD
    	
    Philippine Peso
    	
    12500.00 PHP
    Czech Republic Koruna
    	
    6,000 CZK
    	
    Polish New Zloty
    	
    800 PLN
    Danish Krone
    	
    1,500 DKK
    	
    Russian Ruble
    	
    8,500 RUB
    Euro
    	
    €200 EUR
    	
    Singaporean Dollar
    	
    $400 SGD
    Hong Kong Dollar
    	
    $2,000 HKD
    	
    Swedish Krona
    	
    2,000 SEK
    Hungarian Forint
    	
    55,000 HUF
    	
    Swiss Franc
    	
    330 CHF
    Israeli New Shekel
    	
    1,000 ILS
    	
    Taiwan New Dollar
    	
    8250 TWD
    Japanese Yen
    	
    ¥28,000 JPY
    	
    Thai Baht
    	
    9000 THB
    Malaysian Ringgit
    	
    1000 MYR
    	
    Turkish Lira
    	
    375 TRY
    Mexican Peso
    	
    $2,200 MXN
    	
    U.K. Pound Sterling
    	
    £150 GBP
      	  	
    U.S. Dollar
    	
    $250 USD
     
    "Proof of Shipment" means online or physical documentation from a shipping company that includes all of the following:
        Status of “shipped” (or *****alent) and the date of postage;
        The recipient’s name and address must match those shown on the “Transaction Details” page;
        The sender’s name and address must match the Seller’s name and address;
        Online tracking information showing status of shipment.
    "Proof of Delivery with Signature Confirmation" means online or physical documentation from a shipping company that includes (or where the shipping company warrants that they have obtained) all of the following:
        A status of “delivered” (or *****alent) and the date of delivery;
        The recipient’s name and address must match those shown on the “Transaction Details” page;
        Online documentation that can be viewed at the shipping company’s website and indicates that the item was signed for on delivery.
    PayPal Seller Protection Process
    PayPal will place a temporary hold on the funds in your Account to cover the full amount of the Claim, Chargeback or Reversal. We will ask you to provide Proof of Shipment or Proof of Delivery with Signature Confirmation and any other information we need to determine whether the transaction meets the eligibility requirements for PayPal Seller Protection.
    We will use our reasonable discretion to determine whether a transaction meets the PayPal Seller Protection eligibility requirements. If it does, we will lift the temporary hold and restore the funds to your Account.
    If the payment is not covered by PayPal Seller Protection, PayPal will remove the funds from your Account and return the payment to the buyer. In addition, you will be responsible for PayPal’s Chargeback Fee, if applicable
    Suspension of Eligibility for PayPal Seller Protection
    We may suspend your eligibility for PayPal Seller Protection if we hold a reasonable belief that there is an increased risk associated with your Account. In assessing a risk, we will consider the:
        Total monetary amount and / or number of Claims, Chargebacks or Reversals issued against your PayPal Account;
        Reasonable risk of your Account to the integrity of PayPal and our system; and
        Potential losses occurring to us or our users.
    We may suspend your eligibility for PayPal Seller Protection if it is linked or associated with another Account which has been suspended.
    We will lift the suspension provided we no longer hold a reasonable belief that there is an increased risk associated with your Account.
    If we reasonably believe a risk still exists, we may in our sole discretion, may require you to take certain action in order to lift the suspension of your eligibility for PayPal Seller Protection. You must follow our directions as reasonably required by PayPal within the timeframe specified.
    We will notify you by email if we suspend or lift the suspension of your eligibility for PayPal Seller Protection.
    Examples of items/transactions not eligible for PayPal Seller Protection:
        Claims or Chargebacks for Significantly Not as Described;
        Items that you deliver in person, including at a point of sale;
        Intangible items, including Digital Goods, travel tickets, gift vouchers and services;
        PayPal Direct Payments (including Virtual Terminal Payments, Website Payments Pro/Plus payments), PayPal Here payments, PayPal carrier billing products and PayPal Email Payments;
        Items that are sent after PayPal has advised the Seller not to release the item;
        Items that are not shipped to the recipient address as stated in the “Transaction Details” page. If you originally ship the item to the recipient address but the item is later redirected to a different address, you will not be eligible for PayPal Seller Protection. We therefore recommend not using a shipping service that is arranged by the buyer, so that you will be able to provide valid Proof of Shipping and Proof of Delivery and Signature Confirmation.
    Exclusions from PayPal Seller Protection
    If we reasonably determine, having considered all relevant circumstances, that you have abused the PayPal Seller Protection Policy, we may at our sole discretion, exclude you from the PayPal Seller Protection Policy or take any other actions pursuant to this Agreement. We will notify you if you are excluded.
    If you receive payment under PayPal Seller Protection which you are not entitled or eligible to receive, the payments are repayable immediately by you and may be recovered as a debt due and payable to PayPal.
    The subsection on “Currency Conversion” of Section 3 (“Additional Fees”) of Exhibit A – Fees of the PayPal User Agreement is amended as below for the following countries: Algeria, Angola, Bahrain, Benin, Botswana, Burkina Faso, Burundi, Cape Verde, Chad, Comoros, Congo, Democratic Rep of the Congo, **** Islands, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Guinea, Guinea Bissau, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Oman, Qatar, Rwanda, Sao Tome And Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, St. Helena, Swaziland, Tajikistan, Tanzania, Togo, Tunisia, Turkmenistan, Uganda, United Arab Emirates, Yemen, Zambia
    Algeria, Angola, Bahrain, Benin, Botswana, Burkina Faso, Burundi, Cape Verde, Chad, Comoros, Congo, Democratic Rep of the Congo, **** Islands, Djibouti, Egypt, Eritrea, Ethiopia, Gabon, Gambia, Guinea, Guinea Bissau, Jordan, Kazakhstan, Kenya, Kuwait, Kyrgyzstan, Lesotho, Madagascar, Malawi, Mali, Mauritania, Mauritius, Morocco, Mozambique, Namibia, Niger, Oman, Qatar, Rwanda, Sao Tome And Principe, Saudi Arabia, Senegal, Seychelles, Sierra Leone, Somalia, South Africa, St. Helena, Swaziland, Tajikistan, Tanzania, Togo, Tunisia, Turkmenistan, Uganda, United Arab Emirates, Yemen, Zambia
    	
    Currency Conversion that occurs when sending a Personal or a Commercial Payment:
    3.5% added to the exchange rate.
    Currency conversion that occurs when receiving other payments (including Mass Payments), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable);
    2.5% added to the exchange rate
    The subsection “Currency Conversion” of Section 3 (“Additional Fees”) of Exhibit A – Fees of the PayPal User Agreement is amended as below for the following countries: Georgia and Serbia:
    Georgia, Serbia
    	
    Currency Conversion that occurs when sending a Personal or a Commercial Payment:
    4% added to the exchange rate.
    Currency conversion that occurs when receiving other payments (including Mass Payments), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency, adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable);
    2.5% added to the exchange rate
    For Hong Kong, the sub-section on “Receiving Micropayments for Digital Goods” of (ii) Micropayments for Digital Goods Fees” section of section 4 (“Fees for Other Pricing Categories”) set out in Exhibit A - Fees of the PayPal User Agreement is amended as follows:
    Domestic payments : 5.5% + Micropayments Fixed Fee
    International payments : 6.0% + Micropayments Fixed Fee
     
Amendment to the PayPal User Agreement
Effective Date: Sep 10, 2013
Print
    Please read this document.
You do not need to do anything to accept the changes as they will automatically come into effect on the above date. Should you decide you do not wish to accept them you can notify us before the above date to close your Account immediately without incurring any additional charges.
We do hope, however, that you continue to use PayPal and enjoy the following benefits:
It’s safer
When you pay with PayPal your financial details are never shared with sellers or retailers, so you’re more protected against fraud.
It’s faster
You don’t have to type in your card details each time you pay, so you can check out faster online. You can also get eBay items delivered more quickly, as you can pay the seller instantly.
It’s easier
PayPal is a smarter, savvier way to pay online in just a few clicks. All you need is your email address and a password.
Please review the current User Agreement.
    Amendment to the PayPal User Agreement
Effective Date: September 10, 2013
    For the following countries: China, Hong Kong, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand and Vietnam, the sub-section on “Receiving Commercial Payments” of section 2 (“Commercial Payments Fee”) set out in Exhibit A - Fees of the PayPal User Agreement is amended as follows:
    Domestic payments:
    (where applicable)
    	
    Standard Rate # :
    Standard eBay Rate ##:
    	
    3.9% + Fixed Fee
    3.4% + Fixed Fee
    Merchant Rate #* :
    Merchant eBay Rate ##*:
    	
    From 2.9% to 3.9% + Fixed Fee
    From 2.4% to 3.4% + Fixed Fee
    International payments:
    	
    Standard Rate #:
    Standard eBay Rate ##:
    Merchant Rate #*:
    Merchant eBay Rate ##*:
    	
    4.4% + Fixed Fee
    3.9% + Fixed Fee
    From 3.4% to 4.4% + Fixed Fee
    From 2.9% to 3.9% + Fixed Fee
    # excludes transactions on eBay website, Website Payments Pro - Hosted Solution,Virtual Terminal, PayPal Here and carrier billing products.
    ## for transactions on eBay website only.
    For the following countries: China, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand and Vietnam, the sub-section on “Receiving Micropayments for Digital Goods” of (ii) Micropayments for Digital Goods Fees” section of section 4 (“Fees for Other Pricing Categories”) set out in Exhibit A - Fees of the PayPal User Agreement is amended as follows:
    Domestic payments: 	5.5% + Micropayment Fixed Fee
    International payments: 	6.0% + Micropayment Fixed Fee.
    For Hong Kong, the sub-section on “Receiving Micropayments for Digital Goods” of (ii) Micropayments for Digital Goods Fees” section of section 4 (“Fees for Other Pricing Categories”) set out in Exhibit A - Fees of the PayPal User Agreement is amended as follows:
    Domestic payments: 	Standard Rate #: 	5.5% + Micropayment Fixed Fee
    Standard eBay Rate ##: 	5.0% + Micropayment Fixed Fee
    International payments: 	Standard Rate # :
    	6.0% + Micropayment Fixed Fee.
    Standard eBay Rate ## : 	5.5% + Micropayment Fixed Fee.
    # excludes transactions on eBay website.
    ## for transactions on eBay website only.
    Amendment to the PayPal Website Payments Pro – Hosted Solution / Virtual Terminal Agreement
Effective Date: September 10, 2013
Clause 2 (“Fees”) of the PayPal Website Payments Pro - Hosted Solution / Virtual Terminal Agreement is amended to read as follows:
“2. Fees
In consideration of PayPal providing the PayPal Services to you, you agree to pay the fees in the amount set out as follows:
Product
	
Website Payments Pro - Hosted Solution
	
Virtual Terminal
Standard rate
	
Domestic payments : 3.9% + $2.35 HKD
International payments : 4.4% + $2.35 HKD
	
4.4% + $2.35 HKD
Merchant rate*
	
Domestic payments : From 2.9% to 3.9% + $2.35 HKD
International payments : From 3.4% to 4.4% + $2.35 HKD
	
From 3.4% to 4.4% + $2.35 HKD
*To qualify for our Merchant rate, you must have a qualifying monthly sales volume and have an Account in good standing.”
    Amendment to the PayPal User Agreement
Effective September 16, 2013
    The following paragraphs have been modified to (i) include fees applicable for transactions involving Russian Ruble for when PayPal permits Russian Ruble transactions and to (ii) take into account the migration of Russia outside the scope of this PayPal User Agreement.
        Paragraph “7.5 Dispute Resolution” now reads as follows:
        7.5 Dispute Resolution. If you are unable to resolve a problem directly with a Seller, you can go to the Resolution Center and follow this process:
            Open a Dispute. Open a Dispute within 45 Days of the date you made the payment to negotiate with the Seller for resolution of the Dispute.
            Escalate the Dispute to a Claim. If you and the Seller are unable to come to an agreement, you can escalate the Dispute to a Claim within 20 Days after opening the Dispute.
            You must wait at least 7 Days from the date of payment to escalate a Dispute for an Item Not Received (INR), unless the Dispute is for $2,500 USD or more (or other currency *****alent). If you do not escalate the Dispute to a Claim within 20 Days, PayPal will permanently close the Dispute.
            Respond to PayPal's requests for information in a timely manner. During the Claim process, PayPal may require you to provide documentation to support your position.
            Comply with PayPal's shipping requests in a timely manner. For Significantly Not as Described (SNAD) Claims, PayPal will generally require you, at your expense, to ship the item back to the Seller, or to PayPal, or to a third party and to provide proof of delivery.
            For transactions that total less than $250 USD, proof of delivery is confirmation that can be viewed online and includes the delivery address showing at least city/state or postal code, delivery date, and the URL to the shipping company’s website if you’ve selected “Other” in the shipping drop down menu. For transactions that total $250 USD or more (or the *****alents in other currencies as listed in the table below), you must also get a signature confirmation of the delivery (except for buyers having a PayPal Account registered: in Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Israel, Turkey, or Ukraine to whom such requirement won’t apply).
            $250 USD signature confirmation requirement – other currencies *****alents:
            Currency 	Amount
            Australian Dollar: 	$350 AUD
            Brazilian Real: 	R $500 BRL
            Canadian Dollar: 	$325 CAD
            Czech Republic Koruna: 	6,000 CZK
            Danish Krone: 	1,500 DKK
            Euro: 	€200 EUR
            Hong Kong Dollar: 	$2,000 HKD
            Hungarian Forint: 	55,000 HUF
            Israeli New Shekel: 	1,000 ILS
            Japanese Yen: 	¥28,000 JPY
            Malaysian Ringgit: 	1000 MYR
            Mexican Peso: 	$2,200 MXN
            New Zealand Dollar: 	$380 NZD
            	
            Currency 	Amount
            Norwegian Krone: 	1,600 NOK
            Philippine Peso: 	12,500 PHP
            Polish New Zloty: 	800 PLN 
            Russian Ruble:^ 	8,500 RUB^
            Singapore Dollar: 	$ 400 SGD
            Swedish Krona: 	2,000 SEK
            Swiss Franc: 	330 CHF
            Taiwan New Dollar: 	8250 TWD
            Thai Baht: 	9000 THB
            Turkish Lira: 	375 TRY
            U.K. Pound Sterling: 	£150 GBP 
            U.S. Dollar: 	$ 250.00 USD 
            ^ Subject to the commencement of PayPal’s Russian Ruble service.
        Paragraph “9.4 Proof of Shipment, Proof of Delivery, and Signature Confirmation Requirements” now reads as follows:
        9.4 Proof of Shipment, Proof of Delivery, and Signature Confirmation Requirements:
        "Proof of Shipment" is online or physical documentation from a shipping company that includes all of the following:
            The date the item is shipped.
            The recipient's address, showing at least the city/state or postal code (or international *****alent).
        "Proof of Delivery" is online documentation from a shipping company that includes all of the following:
            The date the item is delivered.
            The recipient's address, showing at least the city/state or postal code (or international *****alent).
            Signature Confirmation as described below for payments of $250 USD or more (or the following *****alents), save for Sellers having a PayPal Account registered in Albania, Andorra, Bosnia and Herzegovina, Croatia, Turkey and Ukraine to whom such requirement won’t apply):
            Currency 	Amount
            Australian Dollar 	$350 AUD
            Brazilian Real 	$500 BRL
            Canadian Dollar 	$325 CAD
            Czech Republic Koruna 	6,000 CZK
            Danish Krone 	1,500 DKK
            Euro: 	€200 EUR
            Hong Kong Dollar 	$2,000 HKD
            Hungarian Forint 	55,000 HUF
            Israeli New Shekel 	1,000 ILS
            Japanese Yen 	¥28,000 JPY
            Malaysian Ringgit 	1000 MYR
            Mexican Peso 	$2,200 MXN
            	
            Currency 	Amount
            New Zealand Dollar 	$380 NZD 
            Norwegian Krone 	1,600 NOK
            Philippine Peso 	12500.00 PHP
            Polish New Zloty 	800 PLN 
            Russian Ruble:^ 	8,500 RUB^
            Singaporean Dollar 	$ 400 SGD
            Swedish Krona 	2,000 SEK
            Swiss Franc 	330 CHF
            Taiwan New Dollar 	8250 TWD
            Thai Baht 	9000 THB
            Turkish Lira 	375 TRY
            U.K. Pound Sterling 	£150 GBP 
            U.S. Dollar 	$250 USD 
            ^ Subject to the commencement of PayPal’s Russian Ruble service.
            "Signature Confirmation" is online documentation that can be viewed at the shipping company's website and indicates that the item was signed for on delivery.
        Exhibit A “Fees” now reads as follows:
        Exhibit A - Fees.
        Overview. PayPal charges the following Fees:
                Commercial Payments Fee.
                Additional Fees:
                    Currency Conversion Processing Fee;
                    Withdrawing your Balance Fee;
                    eCheck Fee;
                    Chargeback Fee;
                    Credit Card and Debit Card Confirmation Fee; and
                    Records Request Fee.
                Fees for other pricing categories:
                    Micropayments Fee;
                    Micropayment for Digital Goods Fee;
                    Mass Payments Fee;
                    Personal Payments Fee; and
                    Installments Processing Fee in Mexico;
            For additional information about the Fees applicable to you view your country’s Fees page.
            Commercial Payments Fee.
            A Commercial Payment includes the following:
                A payment for the sale of goods or services;
                A payment received after the Seller has used the ”Request Payment” tab on the PayPal website; or
                A payment that is sent to, or received by, a business or other commercial or non-profit entity.   
            Activity 	Country 	Commercial Payments Fee
            Receiving Commercial Payments
            	All countries except as listed below 	
            Domestic payments: 	Standard Rate: 	3.4% + Fixed Fee
            Merchant Rate*: 	From 2.4% to 3.4% + Fixed Fee
            International payments: 	Standard Rate: 	3.9% + Fixed Fee
            Merchant Rate**: 	From 2.9% to 3.9% + Fixed Fee
            Albania
            Andorra
            Bosnia and Herzegovina
            Croatia
            Iceland
            Turkey
            	
            Domestic payments: 	Standard Rate: 	3.4% + Fixed Fee
            Merchant Rate*: 	From 2.4% to 3.4% + Fixed Fee
            International payments: 	See table below.
            Argentina (international payments only)
            Bermuda
            Cayman Islands
            Chile
            Colombia
            Costa Rica
            Dominican Republic
            Ecuador
            El Salvador
            Guatemala
            Jamaica
            Panama
            Peru
            Uruguay
            Venezuela 	
            Domestic payments and international payments: 	Standard Rate: 5.4% + Fixed Fee
            Merchant Rate : From 4.4% to 5.4% + Fixed Fee
            China
            Hong Kong
            India
            Indonesia
            Malaysia
            Philippines
            Singapore
            Taiwan
            Thailand
            Vietnam
            	
            Domestic payments:
            (where applicable)
            	
            Standard Rate # :
            Standard eBay Rate:
            	
            3.9% + Fixed Fee
            3.4% + Fixed Fee
            Merchant Rate #*:
            Merchant eBay Rate*:
            	
            From 2.9% to 3.9% + Fixed Fee
            From 2.4% to 3.4% + Fixed Fee
            International payments:
            	
            Standard Rate #:
            Standard eBay Rate ##:
            Merchant Rate #*:
            Merchant eBay Rate ##*:
            	
            4.4% + Fixed Fee
            3.9% + Fixed Fee
            From 3.4% to 4.4% + Fixed Fee
            From 2.9% to 3.9% + Fixed Fee
            Automatic Transfer Countries Except for: Albania, Bosnia and Herzegovina, Croatia 	
            Domestic payments and international payments: 	Standard Rate: 	4.9% + Fixed Fee
            Merchant Rate*: 	From 3.9% to 4.9% + Fixed Fee
            Japan 	
            Domestic payments: 	Standard Rate: 	3.6% + Fixed Fee
            Merchant Rate*: 	From 2.9% to 3.6% + Fixed Fee
            International payments: 	Standard Rate: 	3.9% + Fixed Fee
            Merchant Rate*: 	From 2.9% to 3.9% + Fixed Fee
            Mexico 	
            Domestic payments: 	Standard Rate: 	4.0% + Fixed Fee
            Merchant Rate*: 	From 3.0% to 4.0% + Fixed Fee
            International payments: 	Standard Rate: 	4.5% + Fixed Fee
            Merchant Rate*: 	From 3.5% to 4.5% + Fixed Fee
            Fixed Fee 	All countries 	
            Currency: 	Fee:
            Australian Dollar: 	$0.30 AUD
            Brazilian Real: 	R$0.60 BRL
            Canadian Dollar: 	$0.30 CAD
            Czech Koruna: 	10.00 CZK
            Danish Kroner: 	2.60 DKK
            Euro: 	€0.35 EUR
            Hong Kong Dollar: 	$2.35 HKD
            Hungarian Forint: 	90.00 HUF
            Israeli New Shekel: 	1.20 ILS
            Japanese Yen: 	¥40.00 JPY
            Malaysian Ringgit: 	2.00 MYR
            Mexican Peso: 	4.00 MXN
            New Zealand Dollar: 	$0.45 NZD
            Norwegian Krone: 	2.80 NOK
            Philippine Peso: 	15.00 PHP
            Polish Zloty: 	1.35 PLN
            Russian Ruble:^ 	10 RUB^
            Singapore Dollar: 	$0.50 SGD
            Swedish Krona: 	3.25 SEK
            Swiss Franc: 	0.55 CHF
            New Taiwan Dollar: 	$10.00 TWD
            Thai Baht: 	11.00 THB
            Turkish Lira: 	0.45 TRY
            U.K. Pounds Sterling: 	£0.20 GBP
            U.S. Dollar: 	$0.30 USD
            ^ Subject to the commencement of PayPal’s Russian Ruble service.
            # excludes transactions on eBay website, Website Payments Pro - Hosted Solution, Virtual Terminal, PayPal Here and carrier billing products.
            ## for transactions on eBay website only.
            *To qualify for our Merchant Rate you must submit a one-time application, have a qualifying monthly sales volume, and have an Account in good standing. To view Merchant Rate criteria, click here. To apply for Merchant Rate, click here.
            Receiving International Commercial Payments in Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey.
            The Fee depends on the buyer’s country.
            Activity 	Seller’s Country 	Buyer’s Country 	Fee 
            Receiving
            Commercial
            Payments 	Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Norway, Turkey
            	
            Northern Europe*:
            	
            Standard Rate: 	3.8% + Fixed Fee
            Merchant Rate^: 	From 2.8% to 3.8% + Fixed Fee
            U.S, Canada, Europe I **:
            	
            Standard Rate: 	3.9%+ Fixed Fee 
            Merchant Rate^:   	From 2.9% to 3.9% + Fixed Fee 
            Europe II ***:
            	
            Standard Rate: 	4.4% + Fixed Fee 
            Merchant Rate^: 	From 3.4% to 4.4% + Fixed Fee
            All other countries: 	
            Standard Rate: 	4.9% + Fixed Fee 
            Merchant Rate^: 	From 3.9% to 4.9% + Fixed Fee   
            Fixed Fee 	  	See in table above
            * Northern Europe: Denmark, Faroe Islands, Finland (including Aland Islands), Greenland, Iceland, Norway, Sweden.
            ** Europe I: Austria, Belgium, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte) , Germany, Gibraltar, Greece, Ireland, Italy , Luxembourg, Malta, Monaco^^, Netherlands, Portugal, Montenegro^^, San Marino, Slovakia, Slovenia, Spain, United Kingdom (including Channel Islands and Isle of Man), Vatican City State.
            *** Europe II: Albania, Andorra, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Latvia, Liechtenstein, Lithuania, Macedonia^^, Moldova^^, Poland, Romania, Russia, Serbia^^, Switzerland, Turkey, Ukraine.
            ^  Merchant Rate: To qualify for our Merchant Rate you must submit a one-time application, have a qualifying monthly sales volume, and have an Account in good standing. To view Merchant Rate criteria click here. To apply for Merchant Rate click here.
            ^^ Buyers in these countries cannot open a PayPal Account but can make purchases using their credit cards on certain merchants’ websites.
            Note: Cross Border Euro or Swedish Krona payments made between Accounts registered in the European Union or European Economic Area will be treated as Domestic Personal Payments for the purpose of applying Fees.
            Additional Fees.
            Activity 	Additional Fees
            Currency Conversion 	 
            Country: 	Fee:
            All countries except as listed below.  	2.5% (added to the exchange rate)
            Argentina, Aruba, Bahamas, Barbados, Bermuda, Cayman Islands, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Jamaica, Kenya, Kuwait, Mexico, Panama, Peru, Qatar, Saudi Arabia, Trinidad & Tobago, United Arab Emirates, Uruguay, Venezuela.  	3.5% (added to the exchange rate)
            Egypt
            Georgia
            Serbia 	4.0% added to the exchange rate.
            Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey, Ukraine. 	Currency Conversion that occurs when sending a Personal or a Commercial Payment:
            4% added to the exchange rate.
            Currency conversion that occurs when receiving other payments (including Mass Payments), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency, adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable);
            2.5% added to the exchange rate
            Bhutan, Cambodia, China, Federated States of Micronesia, Hong Kong, India, Indonesia, Japan, Korea, Laos, Malaysia, Maldives, Mongolia, Nepal, New Zealand, Philippines, Samoa, Singapore, Sri Lanka, Taiwan, Thailand, Tonga, Vietnam 	Currency Conversion that occurs when sending a Personal or a Commercial Payment:
            The Fee depends on the currency into which the amount is converted, as listed in the table below and is added to the exchange rate.
            Currency:  	Fee:
            Argentine Peso: 	4%
            Australian Dollar: 	4%
            Brazilian Real: 	4%
            Canadian Dollar: 	3.5% 
            Czech Koruna:  	4%
            Danish Kroner:  	4% 
            Euro: 	4% 
            Hong Kong Dollar:  	4% 
            Hungarian Forint: 	4% 
            Indian Rupee: 	4% 
            Israeli New Shekel: 	4% 
            Japanese Yen: 	4% 
            Malaysian Ringgit 	4% 
            Mexican Peso: 	4% 
            New Zealand Dollar: 	4% 
            Norwegian Krone: 	4% 
            Philippine Peso: 	4% 
            Polish Zloty: 	4% 
            Russian Ruble:^ 	3.5%^
            Singapore Dollar: 	4% 
            Swedish Krona: 	4% 
            Swiss Franc: 	4% 
            New Taiwan Dollar: 	4% 
            Thai Baht: 	4% 
            Turkish Lira: 	4% 
            U.K. Pounds Sterling: 	4% 
            U.S. Dollar: 	3.5% 
            Currency conversion that occurs when receiving other payments (including Mass Payments), withdrawing funds to your local bank account (if your PayPal balance is held in a currency other than your local currency), adding funds from a bank account to your PayPal Account or when transferring funds between your PayPal balances held in different currencies (as applicable)
            2.5% added to the exchange rate
            ^Subject to the commencement of PayPal’s Russian Ruble service.
            When a currency conversion is required, it will be completed at a foreign exchange rate determined by a licensed financial institution, which is adjusted regularly based on market conditions. The exchange rate is adjusted regularly and may be applied immediately and without notice to you. The exchange rate includes a processing Fee expressed as a percentage above the wholesale exchange rate at which PayPal obtains foreign currency, and the processing fee is retained by PayPal. You may have the option (depending on the country you are residing in and the type of funding source) to Opt Out of currency conversion before you complete the transaction by selecting Other Conversion options on the Review Your Information page during checkout.
            Where a currency conversion is offered by PayPal at the point of sale, you will be shown the exchange rate that will be applied to the transaction before you proceed with authorizing the payment transaction. By proceeding with your authorization of the payment transaction you are agreeing to the currency conversion on the basis of the exchange rate. Where a currency conversion is offered at the point of sale by the Merchant, not by PayPal, and you choose to authorize the payment transaction on the basis of the Merchant’s exchange rate and charges, PayPal has no liability to you for that currency conversion.
            Where you payment is funded by a Debit or Credit Card and involves a currency conversion by PayPal, you consent to and authorize PayPal to convert the currency in place of your Credit or Debit card issuer.
            Withdrawing your Balance 	
            Withdrawal Method: 	Fee:
            Withdrawals you make to your U.S. bank account. 	Free
            Automatic transfers we make to your credit card or U.S. bank account. 	Free
            Withdrawals you make to your local bank account.
            Withdrawals you make to your credit card.
            Withdrawal via a physical check sent to you.
            Return Fee if the withdrawal information you provided is incorrect or incomplete. 	Fee varies by country. See Fee Page and  select the appropriate country to view Fees.
            If you withdraw your balance in a currency other than the currency in which the balance on your Account is denominated, you will additionally be charged Currency Conversion Fees as set out above.
            Receiving eChecks 	For sellers in the countries listed below, there is a maximum fee per payment for receiving eCheck-funded payments as follows. The cap depends on the currency of the payment:
            Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey 	Currency: 	Fee:
            Argentine Peso: 	150.00 ARS
            Australian Dollar: 	50.00 AUD
            Brazilian Real: 	75.00 BRL
            Canadian Dollar: 	45.00 CAD
            Czech Koruna: 	850.00 CZK
            Danish Krone: 	250.00 DKK
            Euro: 	35.00 EUR
            Hong Kong Dollar: 	330.00 HKD
            Hungarian Forint: 	9250 HUF
            Israeli New Shekel: 	160.00 ILS
            Indian Rupee: 	2000 INR
            Japanese Yen: 	4000 JPY
            Malaysian Ringgit: 	150.00 MYR
            Mexican Peso: 	540.00 MXN
            New Zealand Dollar: 	60.00 NZD
            Philippine Peso: 	1900.00 PHP
            Polish Zloty: 	140.00 PLN
            Russian Ruble:^ 	1400.00 RUB^
            Singapore Dollar: 	60.00 SGD
            Swedish Krona: 	320.00 SEK
            Swiss Franc: 	50.00 CHF
            Taiwan New Dollar: 	1350.00 TWD
            Thai Baht: 	1400.00 THB
            Turkish Lira: 	80.00 TRY
            U.K. Pounds Sterling: 	30.00 GBP
            U.S. Dollar: 	45.00 USD
            ^ Subject to the commencement of PayPal’s Russian Ruble service.
            Chargebacks 	
            All countries except as listed below 	Currency: 	Fee:
            Australian Dollar: 	$15.00 AUD
            Brazilian Real: 	R$20.00 BRL
            Canadian Dollar: 	$15.00 CAD
            Czech Koruna: 	250.00 CZK
            Danish Kroner: 	60.00 DKK
            Euro: 	€11.25 EUR
            Hong Kong Dollar: 	$75.00 HKD
            Hungarian Forint: 	2000.00 HUF
            Israeli New Shekel: 	40.00 ILS
            Japanese Yen: 	¥1300.00 JPY
            Malaysian Ringgit: 	40.00 MYR
            Mexican Peso: 	110.00 MXN
            New Zealand Dollar: 	$15.00 NZD
            Philippine Peso: 	500.00 PHP
            Polish Zloty: 	30.00 PLN
            Russian Ruble:^ 	320.00 RUB^
            Singapore Dollar: 	$15.00 SGD
            Swedish Krona: 	80.00 SEK
            Swiss Franc: 	10.00 CHF
            New Taiwan Dollar: 	$330.00 TWD
            Thai Baht: 	360.00 THB
            Turkish Lira: 	15.00 TRY
            U.K. Pounds Sterling: 	£7.00 GBP
            U.S. Dollar: 	$10.00 USD
            ^ Subject to the commencement of PayPal’s Russian Ruble service.
            Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey 	Currency: 	Fee :
            Argentine Peso: 	70.00 ARS
            Australian Dollar: 	22.00 AUD
            Brazilian Real: 	35.00 BRL
            Canadian Dollar: 	20.00 CAD
            Czech Koruna: 	400.00 CZK
            Danish Kroner: 	120.00 DKK
            Euro: 	16.00 EUR
            Hong Kong Dollar: 	155.00 HKD
            Hungarian Forint: 	4325 HUF
            Israeli New Shekel: 	75.00 ILS
            Indian Rupee: 	950.00 INR
            Japanese Yen: 	1875 JPY
            Malaysian Ringgit: 	65.00 MYR
            Mexican Peso: 	250.00 MXN
            New Zealand Dollar: 	28.00 NZD
            Philippine Peso: 	900.00 PHP
            Polish Zloty: 	65.00 PLN
            Russian Ruble:^ 	640.00 RUB^
            Singapore Dollar: 	28.00 SGD
            Swedish Krona: 	150.00 SEK
            Swiss Franc: 	22.00 CHF
            Taiwan New Dollar: 	625.00 TWD
            Thai Baht: 	650.00 THB
            Turkish Lira: 	30.00 TRY
            U.K. Pounds Sterling: 	14.00 GBP
            U.S. Dollar: 	20.00 USD
            ^Subject to the commencement of PayPal's Russian Ruble service.
            The Chargeback Fee is charged at the time a Chargeback is applied to your Account for a payment you receive. If you are eligible for PayPal Seller Protection for that payment, the Fee is waived. The Fee is based on the currency received. 
            Credit Card and Debit Card Confirmation 	
              Currency: 	Fee:
            Australian Dollar: 	$2.00 AUD
            Brazilian Real: 	R 4.00 BRL
            Canadian Dollar: 	$2.45 CAD
            Czech Koruna: 	50.00 CZK
            Danish Kroner: 	12.50 DKK
            Euro: 	€1.50 EUR
            Hong Kong Dollar: 	$15.00 HKD
            Hungarian Forint: 	400.00 HUF
            Israeli New Shekel: 	8.00 ILS
            Japanese Yen: 	¥200.00 JPY
            Malaysian Ringgit: 	10.00 MYR
            Mexican Peso: 	20.00 MXN
            New Zealand Dollar: 	$3.00 NZD
            Norwegian Krone: 	15.00 NOK
            Philippine Peso: 	100.00 PHP
            Polish Zloty: 	6.50 PLN
            Russian Ruble:^ 	60 RUB^
            Singapore Dollar: 	$3.00 SGD
            Swedish Krona: 	15.00 SEK
            Swiss Franc: 	3.00 CHF
            New Taiwan Dollar: 	$70.00 TWD
            Thai Baht: 	70.00 THB
            Turkish Lira: 	3.00 TRY
            U.K. Pounds Sterling: 	£1.00 GBP
            U.S. Dollar: 	$1.95 USD
            ^Subject to the commencement of PayPal's Russian Ruble service.
            In some instances, PayPal may require you to verify control of your credit card or debit card. In order to do so, PayPal makes a charge to your credit card or debit card and then requires you to verify the code associated with the charge. This amount will be refunded when you successfully complete the credit card or debit card verification process.
            Records Requests Fee 	
            $10.00 SGD (per item), or other currency *****alent.
            We will not charge you for records requested in connection with your good-faith assertion of an error in your Account.
            Fees for Other Pricing Categories
                Micropayments Pricing. PayPal offers two micropayments pricing programs: (i) Micropayments Fees; and (ii) Micropayments for Digital Goods Fees.
                (i) Micropayments Fees. If you have signed up for Micropayments Fees, then the following Fees apply to all the Commercial Payments you receive. If you have both a Micropayments Fees enabled Account and a standard pricing Account, it is your responsibility to correctly route your payments to the appropriate Account, and once a transaction is processed through the Account you selected, you may not request that the transaction be processed through a different Account.
                Activity 	Country 	Micropayments Fee
                Receiving Commercial Payments 	All countries (where Micropayments Fees are available) 	
                Domestic payments:
                5% + Micropayments Fixed Fee
                International payments:
                6%+ Micropayments Fixed Fee
                Micropayments Fixed Fee 	All countries where available 	
                Currency: 	Fee:
                Australian Dollar: 	$0.05 AUD
                Brazilian Real: 	R 0.10 BRL
                Canadian Dollar: 	$0.05 CAD
                Czech Koruna: 	1.67 CZK
                Danish Kroner: 	0.43 DKK
                Euro: 	€0.05 EUR
                Hong Kong Dollar: 	$0.39 HKD
                Hungarian Forint: 	15.00 HUF
                Israeli New Shekel: 	0.20 ILS
                Japanese Yen: 	¥7.00 JPY
                Malaysian Ringgit: 	0.20 MYR
                Mexican Peso: 	$0.55 MXN
                New Zealand Dollar: 	$0.08 NZD
                Norwegian Krone: 	0.47 NOK
                Philippine Peso: 	2.50 PHP
                Polish Zloty: 	0.23 PLN
                Russian Ruble:^ 	2.00 RUB^
                Singapore Dollar: 	$0.08 SGD
                Swedish Krona: 	0.54 SEK
                Swiss Franc: 	0.09 CHF
                New Taiwan Dollar: 	2.00 TWD
                Thai Baht: 	1.80 THB
                Turkish Lira: 	0.08 TRY
                U.K. Pounds Sterling: 	£0.05 GBP
                U.S. Dollar: 	$0.05 USD
                ^ Subject to the commencement of PayPal’s Russian Ruble service.
                (ii) Micropayments for Digital Goods Fees. If you apply and qualify for Micropayments for Digital Goods, then for each transaction involving only Digital Goods, you agree to pay either (i) the Commercial Payment Fees described in Section 2 above or (ii) the Micropayments for Digital Goods Fees, whichever rate results in a lower amount being charged to you for the transaction.
                Activity 	Country 	Micropayments for Digital Goods Fee
                Receiving Micropayments for Digital Goods
                 
                	All countries (where Micropayments for Digital Goods are available) except as listed below 	
                Domestic payments:
                5% +  Micropayments Fixed Fee
                International payments:
                5.5% +  Micropayments Fixed Fee
                Japan 
                	
                Domestic payments:
                5% +  Micropayments Fixed Fee
                International payments:
                5^% to 5.3 % + Micropayments Fixed Fee
                Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey (where applicable) 	
                Domestic payments:
                5% + Micropayments Fixed Fee
                International payments: 
                The Fee depends on the buyer's country 
                Buyer’s Country 	Fee   
                Northern Europe* 	5.4% + Micropayments Fixed Fee
                U.S., Canada, Europe I** 	5.5% + Micropayments Fixed Fee
                Europe II*** 	6.0% + Micropayments Fixed Fee
                All other countries 	6.5% + Micropayments Fixed Fee
                China, India, Indonesia, Malaysia, Philippines, Singapore, Taiwan, Thailand, Vietnam 	
                Domestic payments:
                5.5% + Micropayments Fixed Fee
                International payments:
                6.0% + Micropayments Fixed Fee
                Hong Kong 	
                Domestic payments:
                Standard Rate # : 5.5% + Micropayment Fixed Fee
                Standard eBay Rate ## : 5.0% + Micropayment Fixed Fee
                	
                International payments:
                Standard Rate # : 6.0% + Micropayment Fixed Fee
                Standard eBay Rate ## : 5.5% + Micropayment Fixed Fee
                Micropayments Fixed Fee 	All countries where available 	
                  Currency: 	Fee:
                Australian Dollar: 	$0.05 AUD
                Brazilian Real: 	R 0.10 BRL
                Canadian Dollar: 	$0.05 CAD
                Czech Koruna: 	1.67 CZK
                Danish Kroner: 	0.43 DKK
                Euro: 	€0.05 EUR
                Hong Kong Dollar: 	$0.39 HKD
                Hungarian Forint: 	15.00 HUF
                Israeli New Shekel: 	0.20 ILS
                Japanese Yen: 	¥7.00 JPY
                Malaysian Ringgit: 	0.20 MYR
                Mexican Peso: 	$0.55 MXN
                New Zealand Dollar: 	$0.08 NZD
                Norwegian Krone: 	0.47 NOK
                Philippine Peso: 	2.50 PHP
                Polish Zloty: 	0.23 PLN
                Russian Ruble:^ 	2.00 RUB^
                Singapore Dollar: 	$0.08 SGD
                Swedish Krona: 	0.54 SEK
                Swiss Franc: 	0.09 CHF
                New Taiwan Dollar: 	2.00 TWD
                Thai Baht: 	1.80 THB
                Turkish Lira: 	0.08 TRY
                U.K. Pounds Sterling: 	£0.05 GBP
                U.S. Dollar: 	$0.05 USD
                ^ Subject to the commencement of PayPal’s Russian Ruble service.
                * Northern Europe: Denmark, Faroe Islands, Finland (including Aland Islands), Greenland, Iceland, Sweden.
                ** Europe I: Austria, Belgium, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte) , Germany, Gibraltar, Greece, Ireland, Italy, Luxembourg, Malta, Monaco^^, Netherlands, Portugal, Montenegro^^, San Marino, Slovakia, Slovenia, Spain, United Kingdom (including Channel Islands and Isle of Man), Vatican City State.
                *** Europe II: Albania, Andorra, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Latvia, Liechtenstein, Lithuania, Macedonia^^, Moldova^^, Poland, Romania, Russia, Serbia^^, Switzerland, Turkey, Ukraine.
                ^ Merchant Rate: To qualify for our Merchant Rate you must submit a one-time application, have a qualifying monthly sales volume, and have an Account in good standing. To view Merchant Rate criteria, click here. To apply for Merchant Rate, click here.
                ^^ Buyers in these countries cannot open a PayPal Account but can make purchases using their credit cards on certain merchants’ websites.
                #excludes transactions on eBay website.
                ##for transactions on eBay website only.
                Note: Cross Border Euro or Swedish Krona payments made between Accounts registered in the European Union or European Economic Area will be treated as Domestic Personal Payments for the purpose of applying Fees.   
                Mass Payments Fee.    
                Activity 	Country 	Mass Payments Fee
                Sending Mass Payments 	All countries except as listed below 	
                Domestic payments: 	2% of the payment up to a Maximum Mass Payment Fee* per recipient as listed below.
                International payments:
                Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey, Ukraine 	
                Domestic payments: 	2% of the payment up to a Maximum Mass Payment Fee per recipient as listed below**.
                International payments: 	2% of the payment up to a Maximum Mass Payment Fee per recipient as listed below***.
                Hong Kong, China, India, Japan, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand 	
                Domestic payments (if available): 	2% of the payment up to a Maximum Mass Payment Fee* per recipient as listed below.
                International payments: 	2% of the payment up to a Maximum Mass Payment Fee* per recipient as listed below****.
                *Maximum Mass Payments Fee 	  	
                Currency: 	Maximum Fee per recipient:
                Australian Dollar: 	$1.25 AUD
                Brazilian Real: 	R$2.00 BRL
                Canadian Dollar: 	$1.25 CAD
                Czech Koruna: 	24.00 CZK
                Danish Kroner: 	6.00 DKK
                Euro: 	€0.85 EUR
                Hong Kong Dollar: 	$7.00 HKD
                Hungarian Forint: 	210.00 HUF
                Israeli New Shekel: 	4.00 ILS
                Japanese Yen: 	¥120.00 JPY
                Malaysian Ringgit: 	4.00 MYR
                Mexican Peso: 	11.00 MXN
                New Zealand Dollar: 	$1.50 NZD
                Norwegian Krone: 	6.75 NOK
                Philippine Peso: 	50.00 PHP
                Polish Zloty: 	3.00 PLN
                Russian Ruble:^ 	30 RUB^
                Singapore Dollar: 	$1.60 SGD
                Swedish Krona: 	9.00 SEK
                Swiss Franc: 	1.30 CHF
                Turkish Lira: 	1.50 TRY
                U.K. Pounds Sterling: 	£0.65 GBP
                U.S. Dollar: 	$1.00 USD
                **Maximum Mass Payment Fee for domestic payments from: Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey, Ukraine 	  	
                  Currency: 	Maximum Fee per recipient:
                Australian Dollar: 	$8 AUD
                Brazilian Real: 	R $12 BRL
                Canadian Dollar: 	$7 CAD
                Czech Koruna: 	140 CZK
                Danish Krone: 	42 DKK
                Euro: 	€6 EUR
                Hong Kong Dollar: 	$55 HKD
                Hungarian Forint: 	1540 HUF
                Israeli Shekel: 	25 ILS
                Japanese Yen: 	¥600 JPY
                Malaysian Ringgit: 	25 MYR
                Mexican Peso: 	85 MXN
                New Zealand Dollar: 	$10 NZD
                Norwegian Krone: 	45 NOK
                Philippine Peso: 	320 PHP
                Polish Zlotych: 	23 PLN
                Russian Ruble:^ 	240 RUB^
                Singapore Dollar: 	$10 SGD
                Swedish Krona: 	50 SEK
                Swiss Franc: 	8 CHF
                Taiwan New Dollar: 	$220 TWD
                Thai Baht: 	230 THB
                Turkish Lira: 	12 TRY
                U.K. Pounds Sterling: 	£5 GBP
                U.S. Dollar: 	$7 USD
                ***Maximum Mass Payment Fee for international payments from: Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey, Ukraine 	  	
                Currency: 	Maximum Fee per recipient:
                Australian Dollar: 	$50 AUD
                Brazilian Real: 	R $75 BRL
                Canadian Dollar: 	$45 CAD
                Czech Koruna: 	850 CZK
                Danish Krone: 	250 DKK
                Euro: 	€35 EUR
                Hong Kong Dollar: 	$330 HKD
                Hungarian Forint: 	9250 HUF
                Israeli Shekel: 	160 ILS
                Japanese Yen: 	¥4000 JPY
                Malaysian Ringgit: 	150 MYR
                Mexican Peso: 	540 MXN
                New Zealand Dollar: 	$60 NZD
                Norwegian Krone: 	270 NOK
                Philippine Peso: 	1900 PHP
                Polish Zlotych: 	140 PLN
                Russian Ruble:^ 	1400 RUB^
                Singapore Dollar: 	$60 SGD
                Swedish Krona: 	320 SEK
                Swiss Franc: 	50 CHF
                Taiwan New  Dollar: 	$1350 TWD
                Thai Baht: 	1400 THB
                Turkish Lira: 	80 TRY
                U.K. Pounds Sterling: 	$30 GBP
                U.S. Dollar: 	$45 USD
                ****Maximum Mass Payment Fee for international payments from: China, Hong Kong, India, Japan, Malaysia, New Zealand, Philippines, Singapore, Taiwan, Thailand 	  	
                Currency: 	Maximum Fee Per Recipient:
                Australian Dollar: 	$60 AUD
                Brazilian Real: 	R$100 BRL
                Canadian Dollar: 	$60 CAD
                Czech Koruna: 	1000 CZK
                Danish Kroner: 	300 DKK
                Euro: 	€40 EUR
                Hong Kong Dollar: 	$400 HKD
                Hungarian Forint: 	15,000 HUF
                Israeli Shekel: 	200 ILS
                Japanese Yen: 	¥5,000 JPY
                Malaysian Ringgit: 	200 MYR
                Mexican Peso: 	750 MXN
                New Zealand Dollar: 	$75 NZD
                Norwegian Krone: 	300 NOK
                Philippine Peso: 	2,500 PHP
                Polish Zloty: 	150 PLN
                Russian Ruble:^ 	1500 RUB^
                Singapore Dollar: 	$80 SGD
                Swedish Krona: 	400 SEK
                Swiss Franc: 	50 CHF
                New Taiwan Dollar: 	$2,000 TWD
                Thai Baht: 	2,000 THB
                Turkish Lira: 	75.00 TRY
                U.K. Pounds Sterling: 	£35 GBP
                U.S. Dollar: 	$50 USD
                ^ Subject to the commencement of PayPal’s Russian Ruble service.
                Personal Payments Fee.
                    Personal Payments are payments to friends or family members for goods and/or services such as your share of the rent or a dinner bill.
                    Personal Payments are limited in availability and are not available in most countries.
                    If you use your credit card as the Payment Method for a Personal Payment, you may be charged a cash-advance fee by your credit card company.
                    The Fee may be paid by either the sender or the recipient of the Personal Payment. In most instances, the sender will determine who pays the Fee.
                Activity 	Country of Recipient 	Personal Payments Fee when Payment Method is exclusively Balance or Bank 	Personal Payments Fee when another Payment Method is used to fully or partially fund the payment, including a credit or debit card
                Sending or Receiving Domestic Payments 	Where available  	Free 	3.4% + Fixed Fee
                Sending or Receiving International Payments
                	Australia 	1% 	3.4% + Fixed Fee
                Brazil 	1% 	7.4% + Fixed Fee
                Counties in Europe 	See table below. 
                Japan 	0.3%  	3.9% + Fixed Fee
                U.S., Canada and Poland 	1% 	3.9% + Fixed Fee
                Elsewhere 	0.5% 	3.9% + Fixed Fee
                Fixed Fee 	
                Currency: 	Fee:
                Australian Dollar: 	$0.30 AUD
                Brazilian Real: 	R$0.60 BRL
                Canadian Dollar: 	$0.30 CAD
                Czech Koruna: 	10.00 CZK
                Danish Kroner: 	2.60 DKK
                Euro: 	€0.35 EUR
                Hong Kong Dollar: 	$2.35 HKD
                Hungarian Forint: 	90.00 HUF
                Israeli New Shekel: 	1.20 ILS
                Japanese Yen: 	¥40.00 JPY
                Malaysian Ringgit: 	2.00 MYR
                Mexican Peso: 	4.00 MXN
                New Zealand Dollar: 	$0.45 NZD
                Norwegian Krone: 	2.80 NOK
                Philippine Peso: 	15.00 PHP
                Polish Zloty: 	1.35 PLN
                Russian Ruble:^ 	10.00 RUB^
                Singapore Dollar: 	$0.50 SGD
                Swedish Krona: 	3.25 SEK
                Swiss Franc: 	0.55 CHF
                New Taiwan Dollar: 	$10.00 TWD
                Thai Baht: 	11.00 THB
                Turkish Lira: 	0.45 TRY
                U.K. Pounds Sterling: 	£0.20 GBP
                U.S. Dollar: 	$0.30 USD
                ^ Subject to the commencement of PayPal’s
                Russian Ruble service.
                International Personal Payments to European Countries
                To determine the fee for an international Personal Payment sent to a user in a European country please follow these steps:
                1. Locate the recipient’s country in the table below (in the first column from left).
                2. Determine the region of the sender’s country (second column).
                3. Find the applicable fee based on the payment method used (third and fourth columns).
                Recipient’s Country
                (if applicable) 	Sender’s Country 	Fee when Funding Source is: entirely funded by PayPal balance or bank account 	Fee when Funding Source is: entirely or partially funded by debit card or credit card
                Albania, Andorra, Austria, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland (including Aland Islands), Gibraltar, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, Turkey, U.K. (including Channel Islands and Isle of Man). 	Northern Europe * 	0.4% 	3.8% + Fixed Fee
                US, Canada, Europe I ** 	0.5% 	3.9% + Fixed Fee
                Europe II *** 	1.0% 	4.4% + Fixed Fee
                All other countries 	1.5% 	4.9% + Fixed Fee
                Belgium, France, French Guiana, Guadeloupe, Italy, Martinique, Mayotte, Netherlands, Reunion. 	Northern Europe * 	0.4% 	3.8% + Fixed Fee
                US, Canada, Europe I ** 	0.5% 	3.9% + Fixed Fee
                Europe II *** 	1.3% 	4.7% + Fixed Fee
                All other countries 	1.8% 	5.2% + Fixed Fee
                Germany 	Northern Europe * 	1.8%  	3.7% + Fixed Fee
                US, Canada, Europe I ** 	2.0% 	3.9% + Fixed Fee
                Europe II ***  	3.0% 	4.9% + Fixed Fee
                All other countries 	3.3% 	5.2% + Fixed Fee
                Poland 	Northern Europe * 	0.9% 	3.8% + Fixed Fee
                US, Canada, Europe I ** 	1.0% 	 3.9% + Fixed Fee
                Europe II *** 	1.5% 	4.4% + Fixed Fee
                All other countries 	2.0% 	4.9% + Fixed Fee
                * Northern Europe: Denmark, Faroe Islands, Finland (including Aland Islands), Greenland, Iceland, Norway, Sweden.
                ** Europe I: Austria, Belgium, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte) , Germany , Gibraltar, Greece, Ireland, Italy , Luxembourg, Malta, , Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, United Kingdom (including Channel Islands and Isle of Man), Vatican City State.
                *** Europe II: Albania, Andorra, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Hungary, Latvia, Liechtenstein, Lithuania, Poland, Romania, Russia, Switzerland, Turkey, Ukraine.
                Note: Cross Border Euro or Swedish Krona payments made between Accounts registered in the European Union or the European Economic Area will be treated as Domestic Payments for the purpose of applying Fees.
                Fixed Fee                                    	
                Currency: 	Fee :
                Australian Dollar: 	$0.30 AUD
                Brazilian Real: 	R$0.60 BRL
                Canadian Dollar: 	$0.30 CAD
                Czech Koruna: 	10.00 CZK
                Danish Kroner: 	2.60 DKK
                Euro: 	€0.35 EUR
                Hong Kong Dollar: 	$2.35 HKD
                Hungarian Forint: 	90.00 HUF
                Israeli New Shekel: 	1.20 ILS
                Japanese Yen: 	¥40.00 JPY
                Malaysian Ringgit: 	2.00 MYR
                Mexican Peso: 	4.00 MXN
                New Zealand Dollar: 	$0.45 NZD
                Norwegian Krone: 	2.80 NOK
                Philippine Peso: 	15.00 PHP
                Polish Zloty: 	1.35 PLN
                Russian Ruble:^ 	10 RUB^
                Singapore Dollar: 	$0.50 SGD
                Swedish Krona: 	3.25 SEK
                Swiss Franc: 	0.55 CHF
                New Taiwan Dollar: 	$10.00 TWD
                Thai Baht: 	11.00 THB
                Turkish Lira: 	0.45 TRY
                U.K. Pounds Sterling: 	£0.20 GBP
                U.S. Dollar: 	$0.30 USD
                ^ Subject to the commencement of PayPal’s
                Russian Ruble service.
                Installment Processing Fee in Mexico. If your buyer decides to pay you in installments, the Fee you pay is based on the number of installments selected by the buyer. The Fee is the applicable domestic Commercial Payment Fee as listed in Section 2 above, plus the percentage stated below. PayPal reserves the right to remove your ability to offer installments using the PayPal Services anytime and without prior notice to you.
                Number of Installments 	Installment Processing Fee in Mexico
                2 installments 	3.25% 
                3 installments 	4.55% 
                4 installments 	5.55% 
                5 installments 	6.90% 
                6 installments 	7.25% 
                7 installments 	9.10% 
                8 installments 	10.45% 
                9 installments 	11.25% 
                10 installments 	12.45% 
                11 installments 	13.25% 
                12 installments 	13.50%
                Refund Fee
                Activity 	Country 	Fee
                Refunding a Commercial Payment
                	Albania, Andorra, Bosnia and Herzegovina, Croatia, Iceland, Turkey.
                	If you refund a Commercial Payment, we will retain the Fixed Fee portion of the Commercial Payments Fee.
                The buyer’s Account will be credited with the full Commercial Payment amount.
                Your Account will be charged with the amount initially credited to your Account in connection with the Commercial Payment and the Fixed Fee portion of the Commercial Payments Fee
                Bank/Credit Card Fees. Your bank, credit or debit card company may charge you fees for sending or receiving funds through PayPal. For example, you may be charged currency conversion processing fees, international transactions fees, or other fees even when your transaction is domestic, and does not require a currency conversion. PayPal is not liable for any fees charged to you by your bank, credit or debit card company or other financial institution based on your usage of PayPal. If you are in Israel, your bank account may be charged immediately for a PayPal transaction that is funded with a credit card.
    Other changes
    Sections of the PayPal User Agreement have been amended to clarify existing wording and correct typographical errors.
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